1. Payment Terms Overview
These Payment Terms & Conditions govern the use of payment processing services on n8nflow.net, including purchases made through Creem.io and other payment processors.
2. Payment Methods
We accept the following payment methods:
- Credit and Debit Cards (Visa, Mastercard, American Express)
- Digital Wallets (PayPal, Apple Pay, Google Pay)
- Cryptocurrency payments through Creem.io
- Bank transfers (for enterprise customers)
3. Currency and Pricing
- All prices are displayed in USD (United States Dollars)
- Prices are subject to change without notice
- You are responsible for any currency conversion fees
- Prices do not include applicable taxes or fees
4. Payment Processing
Payment processing is handled securely through third-party payment processors including Creem.io. When you make a purchase:
- Your payment information is encrypted and transmitted securely
- We do not store your complete payment details on our servers
- Transactions are processed according to PCI DSS standards
- You may be required to create an account with the payment processor
5. Payment Authorization
By providing payment information, you represent that you are authorized to use the payment method and that all information you provide is accurate and complete. You authorize us to charge the designated payment method for the total purchase amount.
6. Payment Security
We implement industry-standard security measures to protect your payment information:
- SSL encryption for all payment transactions
- PCI DSS compliance for payment processing
- Fraud detection and prevention systems
- Regular security audits and monitoring
7. Payment Failures
If a payment fails:
- You will be notified of the failure and reason
- You may need to contact your bank or payment provider
- We may retry the payment with your authorization
- Your account may be suspended until payment is completed
8. Creem.io Integration
For cryptocurrency payments and alternative payment methods, we partner with Creem.io:
- Crypto payments are processed and settled through Creem.io
- Creem.io terms and conditions apply to crypto transactions
- Transaction confirmation times vary by cryptocurrency
- Network fees may apply to crypto transactions
9. Subscription Payments
For subscription-based services:
- Payments are automatically charged on the billing cycle
- You will be notified before each renewal
- You can cancel subscriptions at any time
- Cancellations take effect at the end of the current billing period
10. Disputed Charges
If you believe there is an error with your payment, please contact us within 30 days of the transaction. We will investigate and resolve legitimate disputes promptly.
11. Chargebacks
Chargeback requests should be a last resort. We encourage you to contact us first to resolve any issues. Excessive chargebacks may result in account termination.
12. International Payments
- International transactions may be subject to additional fees
- Some payment methods may not be available in all countries
- You are responsible for any applicable taxes or duties
- Exchange rates are determined by your payment provider
13. Invoicing and Receipts
- You will receive a receipt for every successful transaction
- Invoices are available in your account dashboard
- Receipts include all relevant transaction details
- You can request additional documentation for tax purposes
14. Payment Processor Changes
We may change or add payment processors from time to time. Changes will be announced on our website and may affect available payment methods or processing times.
15. Contact Information
For payment-related questions or issues, please contact us at: [email protected]
